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The Future of Gold Investment: Tokenization and the Clinq.Gold Project

Updated Sep 22 2023
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mr slava
Nick Patel
CEO & Founder at Clinq.Gold, Bank of Bullion | Keynote Speaker

Gold has been a popular investment tool since time immemorial; people used to buy golden accessories and accumulate bullion gold as symbols of their wealth and status. 

With the departure from the Golden Standard by most modern states, gold has lost a part of its appeal as a safe investor haven, giving way to a glorious US dollar. Yet, the present-day escalating economic uncertainties and the USD’s weakening in the light of the multipolar economy’s rise change investor sentiment. 

Gold is again in the spotlight, and it’s your unique opportunity to try out investing in gold in a brand-new way – through tokenized gold. 

Introduction to Tokenization 

The advent of blockchain, cryptocurrencies, and NFTs has made it possible to tokenize any asset. Just fancy: with asset tokenization, people can now own a fractional share of the Mona Lisa or a small piece of a multi-storied commercial facility, things unthinkable just a couple of years ago. 

Assets that people tokenize include rare cars, unique works of art, real estate, sculptures, and a wide range of commodities. With such technology, you can create a digital analog of anything you own and sell it in fractions, allowing the free circulation of capital and avoiding the blockage of funds you spend on physical assets. 

DeFi and Gold 

Decentralized Finance (DeFi) entered global finance with a bang just recently to revolutionize everything. The major benefit of DeFi, as its name suggests, is ultimate decentralization – removal of centralized oversight over financial transactions and fees for that oversight as well. 

Thus, DeFi technology and asset tokenization enable gold investments in a whole new manner – via tokenized gold. Gold tokenization presupposes creating blockchain tokens, with each unit backed by a pre-specified amount of gold. Therefore, ownership of one token means owning that amount of gold in its digital equivalent. Here are some examples of how it works: 

  • Clinq.Gold launched its CGT token for circulation, with 1 CGT equaling 1 gram of physical gold. All our gold reserves are purchased from the UAE-based Bank of Bullion and stored as an intangible, unallocated reserve that backs the full amount of CGT tokens in circulation. 
  • Paxos Gold also has a PAXG token, equivalent to one troy ounce of a London Right Delivery gold bar. The token is owned by an American trust company, Paxos, which holds the gold reserves backing PAXG circulation.  
  • Perth Mint Gold Token (PMGT) is a rare example of tokenized gold backed by the government. The token was minted in a 1:1 ratio, with the total physical gold supply supporting its circulation equaling $2,212,088. Every buyer of the PMGT token gets a gold certificate for their assets, available for exchange for bullion gold at any moment. 
  • Meld Gold (MCAU) by Algorand is the Algorand blockchain’s gold investment project, with every MCAU equivalent to 1 gram of gold.  

What to Do with Tokenized Gold? 

As you can see, the global economy is on the verge of a new shock, with unpredictable scale and nature of effects on investors. In these conditions, holding your belongings in inflation-exposed assets like USD, securities, or treasuries is far riskier than seeking gold investment solutions. Tokenized gold is a stable and technologically advanced solution for forward-looking investors; it can be swiftly exchanged for physical gold and is immune to volatility typical for crypto. Thus, tokenized gold is a good way to offset inflation and protect your belongings.

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